Uninsured motorist coverage protects a person when a tortfeasor operating an automobile does not have enough insurance. UM policies protect people who are legally entitled to recover compensatory damages from owners or operators of uninsured motor vehicles. Attorney Edward Babb discusses the basics of UM coverage and the Tennessee laws that pertain to UM coverage. He will go through several scenarios to help you gain a better understanding of the policies and liabilities of UM coverage.

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