In the current economic environment, many bankruptcy attorneys must decide whether to take their small business clients into the unfamiliar territory of Chapter 11. Debtors may have the option of proceeding under SBRA or under BAPCPA’s small business rules. Others must decide whether to elect SBRA’s subchapter V over a “large” Chapter 11. Many individuals will also have the option of filing Chapter 13, while Chapter 12 remains a choice for family farmers. This panel includes an experienced bankruptcy judge, a subchapter V trustee and two knowledgeable practitioners. They will consider the practical implications for making those decisions, reviewing the basics of SBRA, as enhanced by the CARES Act. The panel will also review recent decisions of the courts applying this important small business legislation during a recession.